Vision insurance is often overlooked regarding healthcare coverage in the U.S. However, eye exams and corrective lenses can be costly without insurance coverage. Vision insurance typically covers routine eye exams, contact lenses or glasses, and even discounts on LASIK surgery. It’s important to note that vision insurance differs from medical insurance – while medical plans may cover eye-related emergencies or diseases, they may not cover routine eye care.
Typically, vision insurance is sold separately or as an add-on to a dental plan. It can give those who need regular eye exams and prescription eyewear peace of mind. Some employers offer vision coverage as part of their employee benefits package, which can help reduce out-of-pocket costs for employees. For those who don’t have access to employer-sponsored plans, individual policies are available through various insurers.
Vision insurance might be a good idea for people who need regular eye care and want to avoid being surprised by the costs of keeping their eyes healthy.