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Life Insurance

Life Insurance financially safeguards your dependents in the event of your passing. There are several types of policies.

A) Term Life: A term life policy simply pays out a death benefit to an individual's loved ones.

B) Permanent Life: Sometimes referred to as cash value policies, these products as a saving component. For this reason, the premium tend to have higher fees.

C) Whole Life: With the whole life policies, Life Insurance Companies credit policyholder's cash accounts based on the performance of relatively conservative investment portfolios.

D) Variable Life: These life insurance products increase a policy's growth potential by letting policyholgders choose a basket of stock, bond, and money market funds to invest in. However variable life policies also carry potential risk if the underlying investments underperform.

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