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Short Term Health Insurance

Short Term Health Insurance is a type of health plan designed to temporarily offer coverage to people without coverage and as long as you are healthy and between 18 and 65 years. Temporary coverage varies between one month to a year and is excellent for those who are facing situations such as 

A) Starting a new job

B) Waiting for a new plan to begin

C) Are without health insurance at the moment

D) Miss the Marketplace enrollment deadlines. 

Short term plans are not compliant with Affordable Care Act (ACA). The ACA mandates covererage for the Ten Essential Health Benefits, while these non compliant plans are not required to do so. Even so, short term health insurance covers a variety of medical services.  Depending on the program chosen, the specific short term health insurance plans may cover variations of the following.

A)   Ambulatory

B) Hospitalization

C) Emergency

D) Surgical

E) Lab and X Ray

F) Prescription

G) Rehabilitation