Happy Family

Marketplace Health Insurance

The Health Insurance Marketplace helps you find health coverage that fits your needs and budget.  Your health care plan is important and everyone has different needs, as well as varying finacial situations.

HealthLife 360 will work with you, to get multiple quotes from trusted carriers, empowering you to choose the best combination of price and coverage.

Furthermore your unique health and priscription medication requirements, monthly budgets and doctor preferences are considered in determining which plan is best for you, by the team of HealthLife 360 

Healthlife360 with through reserch offers several options including

HMO (Health Maintenance Organization)- typically restricts you to doctors, other health care providers, or hospitals on the plans list and generally will not cover auto network care except in an emergency.  The plan requires to live or work in a specific area in order to be eligible for coverage.

EPO  (Exclusive Provider Organization) In a type of health plan that offers local network of doctors and hospitals to choose from and if you are looking for lower monthly premium and willing to pay higher deductable when you need health care EPO plan would be the option.

Two important things to know

A) Marketplace savings are based on your expected household income for the year you want coverage, not last year income.

B) Income is counted for you, your spouse, and everyone you will claim as a tax dependent on your fedral tax return.